... under federal law and state-chartered banks that get membership in the system. Other banks may be insured if they meet qualifications for the insurance. In 1989, the FDIC received all the functions from the Federal Savings and Loan Insurance Corp. (FSLIC). Now the FDIC controls two separate deposit funds, one, the Bank Insurance Fund for commercial banks, and the other, the Savings Association Insurance Funk for thrift institutions that were previously insured by the FSLIC. When an institution is closed by chartering authority, the FDIC makes payment of insured deposits to all of the failed institution’s depos ...

... layers of the oceans, this include several species of herring, tuna, salmon, anchovies, pilchard, sardines, menhaden, and mackerel. Demersal species - fish that live in the near-bottom layers of the ocean, this includes cod, sole, halibut, haddock, hake, and flounder. Large catches are also made of a group of fish classed commercially as SHELLFISH - shrimp, lobster, scallops, oysters, clams, crabs, mussels, and squid. WHALING was once a major part of the fishing industry. Overfishing has endangered many whale numbers, however, and the field has lessened in importance. Almost all large pelagic and demersal ...

... to strive for power and wealth and as Cohen says, �money in all its manifestations has always been the prime source of power�. Yet given the situation, not everyone attains it. A person status in society’s social ladder is determined by their wealth. In other woods, wealth determines the social class of a person. There are three social classes: the upper middles and lower class. The upper class consists of these whose income exceeds the average person’s income. It consists of those whose social and political importance can give them the same wealth available to the excessively wealthy. The middle ...

... recently, however, has management seriously taken the employees objections to working shifts. In conclusion, this report intends to focus on the negative aspects of shift work; however, hopefully it will give some insight as to the reasons for working shifts and provide some interesting facts and details. Introduction Chernobyl, Three Mile Island, Bhopal, Exxon, Valdez, Space Shuttle Challenger, all familiar names that have some interesting similarities. First, all were major man-made disasters, second all occurred due to human error, and third, they all took place on the night shift. Working shifts, an unste ...

... to get the raw materials. Unlike Andrew Carnegie, John D. Rockefeller integrated his oil business from top to bottom, his distinctive innovation in movement of American industry was horizontal. This meant he followed one product through all its stages. For example, rockrfeller controlled the oil when it was drilled, through the refining stage, and he maintained control over the refining process turning it into gasoline. Although these two powerful men used two different methods of management their businesses were still very successful (Conlin, 425-426). Tycoons like Andrew Carnegie, "the steel king," ...

... how fast people might reproduce, Malthus examined the United States census. Conveniently, that count was required each decade, starting in 1790, by the Constitution of the former British colonies. Land was so fertile and uncrowded that food production seemed not to limit population growth. Immigration counts were available to subtract from natural rates of population growth, thus revealing net reproductive growth. Malthus observed that under such ideal conditions, during each 25 years the human population tends to double. So if world population is represented by 1, then after each 25 years it would be 2, 4, ...

... amounts of newsprint was being shipped across the border that the government had to urge Canadian producers to save some news print for its own newspapers. This was just the beginning in the Americanization of Canada. As more and more Canadian exports were being directed into the United States, the British invested less and less into the Canadian economy, while the Americans invested more, and more, and more. More and more Canadians began to believe in their country again, and more and more began to invest in various money making systems, such as stocks and bonds, investing in companies, and even making ...

... duties were imposed and the central government gained. Spanish American colonies were forced into providing precious metals and raw materials to the mother country. These colonies existed only to enrich Spain, even if the economic policies adversely effected the well being of the colonies. This grip caused the central economy of Spain to grow at the expense of the colonies. During the duration of this period, the 1500's through the 1700's, mercantilism had a major effect on the economies in the New World. England’s policies and acts effected English speaking colonies. These policies and acts were mean ...

... would require either a general adoption across the internet of standard encoding protocols, or the making of prior arrangements between buyers and sellers. Both consumers and merchants could see a windfall if these problems are solved. For merchants, a secure and easily divisible supply of electronic money will motivate more Internet surfers to become on-line shoppers. Electronic money will also make it easier for smaller businesses to achieve a level of automation already enjoyed by many large corporations whose Electronic Data Interchange heritage means streams of electronic bits now flow instead of cash in ba ...

... natural underground resources and underground water. They are good people to refer to when building a large structure such as dams, tunnels, or highways. They help preserve and clean the environment, which is getting increasingly futile. Last but not least, they study the negative impacts that natural disasters have on life and humans, and then they try to reduce these negative things. When being educated for the job, you will need a bachelor's degree in geology for a lower level job. For higher level jobs, you will need at least a master's degree. There are three different majors that you can use to get into ...